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Morgan Sloane are a team of experienced Chartered Surveyors, and specialists in Help to Buy Valuations in and around Essex, including Colchester, Braintree, Basildon, Clacton-on-sea, Chelmsford, Harlow and Southend.


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Help to Buy Valuations in Colchester

Morgan Sloane has over 20 years experience of Chartered Surveying in the Essex area and offers Help to Buy valuations.

The Government’s provider of Help to Buy valuations, Target HCA, requires all properties be valued by an Independent RICS Chartered Surveyor when being sold, remortgaged or when homeowners wish to purchase more equity, known as staircasing.

Morgan Sloane’s service is reliable, fast and accurate, so why not arrange your Help to Buy valuation with Morgan Sloane by enquiring today.

Why do I need a Help to Buy valuation?

When purchasing a home with the government’s Help to Buy scheme you enter into a contract with Target HCA who will own a percentage of your property. 

Once you are ready to sell, remortgage or buy more equity in your home, Target HCA will need you to provide a valuation from an independent, RICS registered Chartered Surveyor to ensure you repay them the correct amount, based on the current value of your property, not the initial loan amount. 

For example, if you bought your home for £100,000 with a 20% loan from the government’s Help to Buy scheme and your property is valued at £120,000, then should you choose to sell your home, you will be required to pay £24,000 back to Target HCA in line with the increased market value. 

How do you make a Help to Buy valuation? 

Morgan Sloane will undertake an inspection of your home, which combined with their knowledge of the Colchester area, will inform a Help to Buy report. 

When you receive your Help to Buy report, you will need to send it to Target HCA within 3-months. They will then use the report to calculate the current value of your loan and provide you with a repayment price. 

What’s Next?

Speak to one of our specialist Chartered Surveyors today to book your Help to Buy Valuation. Get in touch with Morgan Sloane. 

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